October 7, 2015
Do you have a plan in place?
This month (and any month) seniors are encouraged, and those acting on their behalf, to develop a plan to help meet the high costs of long-term care. For the most part, a majority of long-term care costs are not covered by most health insurance plans or Medicare. That is where planning for Long-Term Care becomes so important. We encourage families to explore long-term care planning options.
There are of course advantages to planning ahead before the need arises. By preparing for the future, you can make choices for how and where you wish to spend your later years. It also removes the burden from adult children and others to make choices for others, a task not often envied by most.
Currently, Medicare only covers medical and rehabilitative care (doctors and nurses) and does not cover non-medical care including help with activities of daily living (ADLs). Medicaid will cover the cost of long-term care but only after an individual has depleted all their assets, and the choice of Medicaid facilities or Medicaid in-home services are very limited.
What is Long-Term Care?
Long-term care is a range of services and supports residents may need to meet their personal care needs. Most long-term care is not medical care, but rather assistance with the basic personal tasks of everyday life, sometimes called Activities of Daily Living (ADLs), such as:
• Using the toilet
• Transferring (to or from bed or chair)
• Caring for incontinence
Why Plan Ahead for Long-Term Care?
• Long term care is a leading cause of catastrophic out-of-pocket health care costs for the elderly and their adult children.
• By planning ahead, seniors will increase the time they have for saving up sufficient money to get the help they want when they need it.
• By planning ahead when senior are in relatively good health they greatly increase the chances for qualifying for Long-Term Care Insurance which will cover most, if not all, of their non-medical long-term care costs.
There are a number of ways to get started in planning. Many insurance companies Offer Long Term-Care insurance.
As you age, you can feel better knowing there are steps you can take to ensure that your wishes, both medical and financial, are carried out the way you want them. We encourage you to start this month, in taking a look at your future. We are here to help if you have any questions. Ren Carter 559-673-2345
September 9, 2015
See a change in your parent or loved one that leads you to believe they might benefit from an assisted living community? You don’t know where to turn. As the healthcare industry experiences a digital boom, 77% of us begin our healthcare search online, according 2015 Healthcare Consumer Trends survey. But how do we know who and what to trust?
Here are 5 of the most trusted locations to help you begin your search!
1. Always talk to your family, friends, and neighbors first – word of mouth is powerful.
2. Connect with people who serve seniors such as:
- Senior centers
- Rehabilitation Centers
- Meals on Wheels volunteers
- Pharmacists and Dieticians
- Hospital Administrative staff, nurses, and paramedics
- Physical, occupational and speech therapists
- Physicians, including ophthalmologists, neurologists, psychiatrists and geriatricians
- Psychotherapists, psychologists and licensed counselors
- Home care and hospice providers
3. Research online reviews. Review sites publish reviews of local businesses, written by people who have had first hand experiences with the business. The top sites we recommend are Google and Yelp. Some review sites even help users find out which assisted living community will provide the best care for aging parents.
4. Go to their Facebook page! Check out the vibrancy of the community. Do they go out on outings? Are they consistently connected to family, friends and the community? Are they promoting health and wellness? Do the residents look inspired or challenged? Are they happy?
5. Call a handful of your favorite communities and set up a tour with your loved one. Experience first-hand what is offered at each community while asking questions.
July 13, 2015
Do you enjoy the experience of selecting veggies or flowers to plant in your own garden? Do you look forward to nurturing the little ones along, weeding, responsibly watering them and finally enjoying the fruits, vegetables and blossoms? If you answered yes, you are in good company! According to the National Gardening Association, gardening is enjoyed by more than 78 million people each year. No matter what our age or skill level, gardening can be good for us physically, spiritually and emotionally.
Tips for the Senior Gardener
- Paint your garden tools with a bright color. This will enable you to easily locate tools.
- Purchase seed and seed tape for easier handling and planting. Do it yourself projects for making one’s own seed tape is available online. All it takes is seed, tweezers, all purpose glue and a roll of toilet paper. This can be a fun multi generational activity with the grand kids.
- Grow plants that heighten the sense of touch or smell. Herbs use little water, are fragrant and can be used in daily cooking. Madera’s local Peter’s Brother’s Nursery located at 1135 S Granada Drive has a variety of seasonal options.
- Build and design raised beds that provide a place to sit and garden. At Cedar Creek Senior Living there are two large planting beds created using cement blocks. There are many other options for the do it yourselfer from kits to wooden planks.
- Try using a low stool, chair, or bench to avoid the constant stooping or squatting.
- For safety sake, garden early in the morning or late in the day. Avoid being out between 10:00 a.m. and 2:00 p.m. Drink plenty of decaffeinated fluids to prevent dehydration. Coffee and ice tea are not the best choices albeit popular ones.
- Wear lightweight clothing, such as a long sleeved shirt, eye protection, sunscreen, a big hat to shade your face, and gardening gloves. Try applying your favorite hand lotion before slipping on those gloves.
Talk To the Experts
Master Gardener volunteers are trained by the University of California Cooperative Extension and are available to help! Do you need advice with your garden? Have pest problems? Master Gardeners are available to answer your gardening and landscape questions each Tuesday from 2:00 – 4:00 p.m. Call (559) 675-7879 Ext. 7210 or email your questions to email@example.com.
Watering Tips: Don’t forget the basics
- Check for and repair leaks around the faucets, hoses and sprinkler lines.
- Adjust sprinkler heads to maximize coverage, avoid watering sidewalks and patios.
- Install a drip irrigation system, grouping plants with similar water needs together on one drip irrigation line.
Using recycled water, or gray water, to irrigate landscape plants helps conserve water, electricity and reduces water bills. An estimated 30 to 50 percent of home water consumption results in grayw ater, which can be recycled into the landscape. Most homes can supply one-half to 3/4 of water-efficient landscape needs using gray water.
Recycled Gray water Sources:
- Residential washing machines
The following are NOT Gray water Sources and should not be used:
- Kitchen sink
Because of health risks recycled water and/or gray water is not approved or recommended for use on edible plants. Gray water should only be used on non-edible, ornamental landscapes.
Please check with the California Department of Housing and Community Development (HCD) Division of Codes and Standards website for more information.
He who plants a garden plants happiness. If you want to be happy for a lifetime, plant a garden.
– Chinese Proverbs
June 5, 2015
We have Ideas for seniors Father’s are never easy to buy for, and the older they get the harder it often seems to be to find something special for them. When it comes to holidays, we are often asked for gift ideas for our residents. To help make it easier for you this Father’s Day, we have come up with some gift ideas that we’d like to share.
Father’s Day Gift Ideas for the Senior Dad In Your Life
Reading Material: Think about subscribing dad to a publication and if dad’s vision isn’t as good as it used to be, buy him large-print reading materials. Many magazines and books are published in large-print editions.
Make Life Easier: If dad still lives on his own and has a yard to maintain, arrange to have his yard receive professional landscaping services in honor of Father’s Day. Another alternative, if you live close by- is to do his landscaping yourself instead of hiring a professional. Conversely if he needs help inside the home, hire a maid service to come in and assist with clean up.
Hobbies: Many dads have shared their hobbies with their kids, often teaching them the craft. If dad likes fishing, don’t just surprise him with a new rod but tell him that you have made plans to spend time fishing with him. If it’s cars he loves, visit an antique car show- you get the idea.
Technology: You don’t have to go high tech to help make life easier with technology. Consider a pocket magnifier, or large display alarm clock. Of course there is always the option as well to invest in a notebook, many seniors today are engaging with new technologies and enjoying it.
Food: Men of all ages love a good meal. Make dad a homemade meal filled with his favorite items. Or if dad doesn’t live close, fill a basket with his favorite jams, cookies, and condiments to make his next meal a bit more special.
Sporting Events: When you think back, dad was often the one who took you out to a baseball game or event around town. Get your father tickets to an n event he will enjoy. Gift certificates to movie theaters are another good choice. And better yet, tell him you are going with him!
Time: Father’s of any age appreciate time with their children. Spend some time with your father playing cards, going through family photos, eating a meal or taking him out for a drive.